This app allows you to track expenses by week, month or year, or across categories. There are two types of apps: plan ahead or keep a record of your spending. Check out MABS for more tips! Smart phone personal finance AppsįREE smartphone apps are available nowadays to provide interactive and entertaining tools to aid personal budgeting. Taking one simple step will help prevents overspending and reminds you to adhere to your allowance. It should also gives a brief outline of essential expenditures and estimate your spending. This should serves as a blueprint of your monthly expenditure and guides your decision making when you shop. It is also a practice of self-discipline and organisation that will bring life-long benefits. Here are some suggestions on making financial planning painless and sustainable. Keeping a budget will make the most out of our pocket and prevent you ending up in debt. The reasons are simple, because resources are limited and are inadequate to satisfy our unlimited wants. There are apparent reasons why we, teenagers who have transitioned from children to young adults, should start to keep a habit of financial planning and do our best to stick to it. Let’s be realistic, no matter how much allowance you’re granted by your parents, you’ll never be able to satisfy all your unlimited desires without creating an overdraft.
#BUDGET PLANNING FOR YOUNG ADULTS MOVIE#
It is nice to watch a movie with friends, have a cup of Butlers hot chocolate every morning and give yourself a treat to Paris during term break.
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